This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.To get brand praise, sg maid agency It is necessary to have the spirit of constantly improving the quality of products, but also to have a bunch of eternal heart fire. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

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According to a report by Yonhap News Agency on March 20, the South Korean government officially announced on the 20th the results of the allocation of 2000 places to expand the enrollment of 2000 students in the national medical school year. As a result, the medical school enrollment expansion plan has been settled in 27 years. In order to expand local medical infrastructure, the government will allocate 82% of the new places to non-capital area colleges and universities, and the remaining 18% will be allocated to Gyeonggi Province and Incheon areas. The number of schools in Seoul will remain unchanged.

Minister of Education Lee Zhouhao announced the results of the allocation of enrollment places for medical schools in the 2025 academic year, including the above contents, at the Central Government’s Seoul Office Building on the same day. The Ministry of Education received applications for medical school enrollment quotas from 40 universities across the country from February 22 to March 4. After that, it discussed with experts through the Expansion Allocation Committee and released the results.

The results show that the 27 university medical schools in non-capital areas will expand enrollment by 1639 students, accounting for 82% of the total enrollment expansion. At present, the number of students enrolled in non-capital medical schools is 2023, accounting for 662% of the national medical school enrollment scale (3058 students), and will increase to 3662 starting next year, accounting for 724% of the total enrollment scale.

In the Capital Region, the government has allocated 361 expanded enrollment places to five universities in Gyeonggi Province and Incheon City with enrollment sizes of less than 50 students, but the eight universities in Seoul have zero new places.

The Ministry of Education explained that the allocation of quotas is mainly considered to alleviate the imbalance between medical resources in the capital and non-capital areas, so that citizens can enjoy high-quality medical services in any region. The allocation committee comprehensively considered the materials submitted by each institution, educational conditions and future plans, and contribution to regions and essential medical care.

This is the government’s expansion of the enrollment scale of medical schools in 27 years. Analysts believe that although the medical profession still strongly resists the enrollment expansion policy through collective resignations, the government announced the allocation results on the same day, and the enrollment of medical students has been settled. The Ministry of Education plans to work with relevant departments to improve medical education conditions and provide support for institutions to hire professors and expand facilities.

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According to a report by the Russian newspaper on May 23, the Russian armed forces regained control of the village of Klesheevka in the Donetsk region through hard work. This settlement and the village of Rabodino, also recaptured by Russian troops, are symbols of the results of last year’s Ukraine counterattack.

On May 22, the Russian Ministry of Defense confirmed the news of the recapture of the village of Kresheevka. The Russian Ministry of Defense stated that under the active action of the southern military cluster forces, the Klesheevka settlement in Donetsk was liberated.

According to reports, in addition, the southern military cluster also attacked Ukrainian troops in three residential areas of Georgievka, Ostroye, and Konstantinovka.

The protracted battle for Klesheevka begins in 2023. Control of the village changed hands several times. The main target for contention is adjacent highlands, from which military activity throughout the village can be monitored. (Compiled by He Yingjun)

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According to a report by the TASS news agency on March 18, Russian Presidential Press Secretary Peskov told the media on the 18th that Russia does not agree with the US authorities ‘evaluation of the Russian presidential election and is not prepared to take this evaluation seriously.

Earlier, an official of the White House National Security Council said that the U.S. authorities believed that the Russian presidential election was neither free nor fair.

Reported that Peskov pointed out: We absolutely disagree with this evaluation. In a speech to the media late on the 17th, President Putin said that this evaluation was completely unexpected and foreseeable.

Peskov also said that the United States has been deeply involved in the Ukraine conflict and is in fact a country at war with Russia. Russia certainly does not expect it to make other evaluations. He also said that what Russia needs to reiterate is that we never agree with them, which may not be an opinion we are prepared to take seriously or that is important to us in these days.

Russia’s presidential election was held from March 15 to 17, and some regions of Russia adopted remote electronic voting for the first time. After counting 9943% of the votes, the Russian Central Election Commission announced that current President Vladimir Putin was far ahead in the general election with a vote rate of 8732%. (Compiled by Liu Yang)

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Cairo, July 16 (Reporter Dong Xiuzhu) Egyptian President Sisi and French President Macron on the 16th focused on discussing issues such as promoting a ceasefire in the Gaza Strip. The two leaders reiterated the need to advance the implementation of the two-state solution as the best way to achieve lasting security and stability in the region.

The Egyptian Presidential Palace issued a statement on the same day saying that during the phone call, Sisi reviewed Egypt’s ongoing mediation efforts to promote an immediate ceasefire and exchange of detained persons, and stressed the need to unite international forces to facilitate mediation and provide sufficient humanitarian assistance to the people of the besieged Gaza Strip.

The statement also said that the two presidents agreed that strengthening international cooperation is of great significance to preventing the expansion of conflicts and the region from falling into a new cycle of conflicts.

Since a new round of Palestinian-Israeli conflict broke out on October 7 last year, Israel and the Palestinian Islamic Resistance Movement (Hamas) have held multiple rounds of negotiations. There has been no new progress since the two sides reached a brief ceasefire in November last year in exchange for the release of some detainees. Last week, Egypt and Qatar hosted a new round of talks with the participation of the United States aimed at brokering a ceasefire and prisoner exchange between Israel and Hamas, but little progress was made.

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On March 13, Foreign Ministry Spokesperson Wang Wenbin held a regular press conference.

Asked by an AFP reporter, according to media reports, US President Biden and former President Trump both won enough party representative votes in the latest round of primary elections held yesterday to lock in two presidential candidates for this year’s election. Given that China is one of the main topics of concern to American voters, what is China’s comment on the U.S. presidential nominations from both parties?

Wang Wenbin said that the U.S. election is an internal affair of the United States. China has always adhered to the principle of non-interference in other countries ‘internal affairs and will not interfere in the U.S. election.

Wang Wenbin emphasized that developing good Sino-US relations is in the fundamental interests of the two countries and their peoples and is also the general expectation of the international community. No matter who is elected as the next US president, we all hope that the US can move towards China and promote the development of Sino-US relations in a stable, healthy and sustainable direction in accordance with the principles of mutual respect, peaceful coexistence, and win-win cooperation. It will benefit both countries and the world. (Reporter Liu Liu)

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Mexico City, May 14 (Reporter H Wu Hao) Prosecutors in the southern Mexican state of Chiapas issued an announcement on social media platforms on the 14th that an armed conflict occurred in the city of Chico Musello that day, killing at least 11 people.

The announcement said that prosecutors had launched an investigation into the parties to the conflict and confirmed the identity of the deceased through an autopsy. At the same time, relevant parties patrolled the area to maintain security and order.

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Brussels, March 21 (Reporters Fu Yiming and Zhang Zhaoqing) European Council President Michel announced on the 21st that the European Council decided on the same day to start negotiations for Bosnia and Herzegovina to join the EU.

The EU summit was held in Brussels, the capital of Belgium, that day. Michel said on social media that night that the European Council had just decided to start accession negotiations with Bosnia and Herzegovina. The decision was a key step for Bosnia and Herzegovina on the road to joining the EU, but Bosnia and Herzegovina still needs to continue its efforts.

Bosnia and Herzegovina submitted its application to join the European Union in February 2016, and the European Council decided in December 2022 to grant Bosnia and Herzegovina candidate membership status in the European Union. On the 12th of this month, the European Commission recommended that the Council of the European Union launch accession negotiations for Bosnia and Herzegovina.

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According to a report by Russian Satellite News Agency on July 16, US President Biden said on the 15th that Republican vice presidential candidate James Vance is a complete clone of Trump.

According to reports, Biden told reporters: He is a clone of Trump on all issues. I don’t see any difference.

Former U.S. President Trump received enough delegate votes at the Republican National Convention on the 15th and was officially nominated as the Republican presidential candidate in the 2024 U.S. presidential election. Trump also announced on the same day that he had chosen Ohio Senator Vance as his running mate.

Mike Johnson, Republican Speaker of the U.S. House of Representatives, officially announced at the convention that day that he would nominate Trump and Vance as Republican presidential and vice presidential candidates.

Vance was born in 1984. He was elected to the Ohio Senate in 2022 and was sworn in January 2023. He was a fierce critic of Trump, but has since become an ally of the former president.

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Seoul, March 14. KCNA reported on the 14th that Kim Jong-un, General Secretary of the Workers ‘Party of Korea and Chairman of the State Councilor, directed the People’s Army Tank Corps Joint Force to conduct a confrontation training competition on the 13th. KCNA public reports show that Kim Jong-un has guided the People’s Army’s military training on site many times this month.

KCNA said that the confrontation training competition aims to test the tank soldiers ‘actual combat capabilities and be proficient in tactics. North Korea’s new main tank participated in the competition.

The report said that Kim Jong-un expressed great satisfaction with the combat performance, strike capabilities and mobility of the new main tank. He also boarded the new main tank and drove it himself.

The report said that Kim Jong-un emphasized the important role of tank soldiers in modern warfare and called for increased efforts to organize and hold practical training and training competitions to improve combat effectiveness.

According to previous reports from KCNA, Kim Jong-un also guided the People’s Army’s artillery training earlier this month, and visited training facilities and guided actual military training at important combat training bases in the western region.