Monthly Archives: August 2024

As a representative of the industry, LANA電子煙 It is necessary to set a certain example for peers and lead the way in product quality.https://www.lanatw.tw

On the 23rd local time, Daihatsu Industries reported to Japan’s Ministry of Land, Infrastructure, Transport and Tourism that due to defects in the shock absorber (stabilizer bar) on the front of the vehicle, a total of 104471 vehicles will be recalled for two models (produced from June 2019 to January 2020). So far, 123 defect reports have been received.

According to the Ministry of Land, Infrastructure, Transport and Tourism, due to poor management of the production process, liquids used for rust prevention and the like remained inside the device, resulting in reduced strength. These components may break while the vehicle is driving. Daihatsu Industry will solve the problem by replacing relevant components.

Daihatsu is a subsidiary of Toyota Motor Corporation of Japan. It was founded in Osaka, Japan in 1907 and focuses on the manufacturing of small cars. (General reporter Li Weibing)

　　This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.According to related reports, Maid agency To a large extent, it leads the changes of market conditions. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

As can be seen from the new data, LANA電子煙 The market influence is also growing, and the product share is also relatively increasing, which has great potential in the future.https://www.lanatw.tw

Beijing, July 17: An international study recently found that in January, when the Antarctic summer temperature is the highest, 57% of the melt water on the Antarctic ice shelf exists in the form of snow and mud. However, under normal circumstances, regional climate change models do not include This part of the melt water is calculated. This means that the amount of melt water on the Antarctic ice shelf is much higher than previously predicted.

Researchers from the University of Cambridge and other institutions in the United Kingdom published an article in the latest issue of Nature Geoscience that they trained machine learning models to analyze the monthly surface melt water records of 57 Antarctic continental ice shelves between 2013 and 2021. As well as mapping the snow and mud of the Antarctic ice shelf, it was found that in January, when the temperature in the Antarctic summer was the highest, 57% of the melt water on the Antarctic ice shelf existed in the form of snow mud, which is, snow soaked in water. The rest of the meltwater exists in surface ponds and lakes.

Researchers said that people usually use satellite images to map meltwater, but from the images, only meltwater lakes, etc. can be identified with the naked eye, and snow and mud are difficult to identify because it looks like the shadows of clouds. Machine learning models can use more satellite information such as light wavelengths to determine which areas are named snow and mud, making it possible to more accurately measure the amount of water melted on the ice shelf.

The study found that in the five major ice shelf areas, the amount of water melted on the Antarctic ice shelf caused by surface melt water was 28 times higher than predicted by standard climate models.

The surface melting of the Antarctic ice shelf mainly occurs in the summer of the southern hemisphere. Whether it is slush or melt water existing in surface ponds or lakes, it will affect the stability of the ice shelf and lead to sea level rise.

　　This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.Besides, we can’t ignore. Singapore house maid agency It has injected new vitality into the development of the industry and has far-reaching significance for activating the market. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

This shows that, LANA電子煙 It has a strong development pulse and is an indispensable source of power for the development of the industry.https://www.lanatw.tw

According to a report by the Russian satellite news agency on March 14, the Russian National Guard announced on its Telegraph channel that the Russian National Guards, soldiers and FSB border guards fought a battle with members of the Ukrainian sabotage and reconnaissance team that were trying to sneak into Kursk.

Reported that the Russian National Guard released the news that: the Russian National Guard forces involved in repelling the enemy sabotage and reconnaissance team in the Kursk Prefecture near the town of Chotkino attack.

The governor of Kursk state, Roman Starrovoit, reported at around 11:45 Moscow time that the saboteurs were attempting to infiltrate.

Related news recommendations:

One Russian was killed when he was attacked for three days before the election.

According to Agence France-Presse, March 14, officials said that one person was killed and six injured in a drone attack on the evening of the 13th in a region bordering Russia and Ukraine. This is the third night of drone attacks on Russian territory.

Reported that the Russian Defense Ministry said that 14 Ukrainian drones were destroyed at night, which is the latest round of attacks on Russian territory before the Russian presidential election on March 15-17. Russian President Vladimir Putin is expected to win the election again.

Viaceslav Gladkov, governor of Belgorod, wrote in the Telegraph software: a civilian was killed. The man was driving when a shell hit his engine. He died on the spot of his injuries.

Gladkov said the airstrikes also destroyed two houses and one medical facility.

On the night of the 13th, 11 drones were shot down in the Belgorod region and three in the Kursk region, the Russian Defense Ministry said in a statement. (compiled by Lu Di)

German media: Ukraine systematically attacks Russian oil facilities with drones

Ukraine is systematically attacking Russian oil facilities with drones and achieving results again, German news television channel reported on March 13.

It is reported that three drones caused a fire at an oil refinery in Liangzan prefecture southeast of Moscow. The new Shahjinsk oil refinery in Rostov-upon-Don was also attacked. The latter is reported to be the largest oil refiner in southern Russia.

A source from Ukraine’s State Security Service told the Ukrainian newspaper Truth: we are systematically implementing a well-planned strategy to weaken the economic potential of the Russian Federation. Our task is to deprive the enemy of resources. He said the military’s fuel supply and Russia’s oil revenue for the war would be affected.

Reported that Ukraine hopes that the continued crackdown on Russian oil facilities can significantly reduce Russia’s fuel production. “Spring sowing in Russia will become very difficult, which means food prices will rise sharply,” former Deputy Minister of Internal Affairs Andr é Graschenko wrote on social platform X. Fuel shortages may also push up the prices of other commodities, he said.

A total of 58 Ukrainian drones were shot down by Russian air defense systems from midnight to early morning on March 13, the Russian Defense Ministry said. So far, however, the Russian military does not seem to have found a way to deal with Ukraine’s constantly developing and upgrading drones.

Itar-Tass quoted Kremlin spokesman Peskov as saying on the 12th: our soldiers are taking all necessary measures. He said that the air defense system is operating effectively, and whether the protection of industrial targets should be strengthened is a question to be answered by the Ministry of National Defense.

Putin said in an interview that the attacks are aimed at interfering with the upcoming presidential election. (compiler Wang Ting

　　Understanding these legal requirements ensures compliance with local laws and fosters a positive working relationship with your helper.From some points of view, maid services Singapore It is the core driving force to better promote the rapid development of the surrounding markets. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/30/20248 min read

　　

　　Overview of the Legal Obligations of Employers

　　

　　1. Employment Contract

　　

　　Employers are required to provide a written employment contract to their domestic helpers. This contract should outline the terms of employment, including salary, rest days, job scope, and other relevant conditions.

　　

　　Key Elements of the Contract: The contract should specify the helper¨s duties, working hours, rest days, salary, benefits, and termination conditions.

　　

　　Signatures: Both the employer and the helper should sign the contract to acknowledge their agreement to the terms.

　　

　　Having a clear and comprehensive employment contract helps prevent misunderstandings and provides a reference point for resolving disputes. It should be drafted in a language that the helper understands to ensure full comprehension and mutual agreement. Providing a copy of the contract to the helper and keeping a signed copy for the employer’s records is essential.

　　

　　2. Work Permit

　　

　　Employers must apply for a work permit for their domestic helper through the Ministry of Manpower (MOM). The work permit is essential for legal employment in Singapore.

　　

　　Application Process: Submit the necessary documents and pay the required fees to obtain the work permit. The application can be done online through MOM¨s website, and it typically involves providing details about the employer, the helper, and the employment terms.

　　

　　Renewal: The work permit must be renewed before it expires. Employers should monitor the permit¨s validity and initiate the renewal process in advance. The renewal process also involves medical examinations and possibly renewing the security bond and insurance.

　　

　　3. Monthly Levy

　　

　　The employer is responsible for paying a monthly levy to MOM. The levy rate depends on the household¨s specific circumstances, such as whether there are young children, elderly, or disabled family members.

　　

　　Levy Rates: The standard levy rate is SGD 300 per month, while the concessionary rate is SGD 60 per month for eligible households. The concessionary levy can significantly reduce the financial burden on the employer.

　　

　　Payment: Ensure timely payment of the levy to avoid penalties. Levy payments can be made via various methods, including GIRO, and it¨s important to set up the payment system to avoid missing deadlines.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is mandatory. This insurance protects both the helper and the employer in case of medical emergencies.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year. The security bond ensures compliance with MOM regulations and covers potential repatriation costs or violations of employment terms.

　　

　　5. Settling-In Programme (SIP)

　　

　　First-time domestic helpers must attend the Settling-In Programme within three working days of arrival in Singapore. The SIP educates helpers on safety measures, living in Singapore, and their rights and responsibilities.

　　

　　Cost: The SIP costs SGD 75 and is a one-day course. Employers should ensure that their helpers attend this programme as it is crucial for their adjustment and understanding of local regulations.

　　

　　Enrollment: Employers should arrange for their helper to attend the SIP promptly. The programme covers essential topics such as emergency procedures, workplace safety, and cultural adaptation, which are vital for the helper’s well-being and integration.

　　

　　6. Rest Days

　　

　　Domestic helpers are entitled to one rest day per week. Employers and helpers can mutually agree to compensate rest days with payment if the helper agrees to work on her rest day (Minimum 1 Rest Day per month).

　　

　　Compensation Rate: The compensation should be at least one day¨s salary for each rest day worked. This ensures that helpers are fairly compensated for additional work and helps maintain their well-being.

　　

　　Agreement: Any agreement to work on rest days should be documented and mutually agreed upon. It¨s essential to discuss and formalize these agreements to prevent misunderstandings and ensure that the helper¨s rights are respected.

　　

　　7. Medical Check-Ups

　　

　　Domestic helpers must undergo regular medical check-ups to ensure they are fit for work. The first medical examination should be conducted within two weeks of the helper¨s arrival, followed by six-monthly check-ups.

　　

　　Cost: Employers are responsible for the cost of these medical examinations. Ensuring the helper’s health is a critical part of maintaining a safe and healthy work environment.

　　

　　Results: Employers should ensure the results are submitted to MOM promptly. Regular health checks help detect any health issues early and ensure that the helper remains fit for her duties.

　　

　　8. Fair Treatment

　　

　　Employers must treat their domestic helpers fairly and with respect. This includes providing adequate food, accommodation, and a safe working environment.

　　

　　Food: Provide nutritious meals that meet the helper¨s dietary requirements. Discuss the helper¨s dietary preferences and ensure that meals are balanced and sufficient.

　　

　　Accommodation: Ensure the helper has a suitable place to sleep with privacy and basic amenities. The living space should be clean, safe, and comfortable, contributing to the helper¨s overall well-being.

　　

　　Safety: Maintain a safe working environment and provide training on the use of household equipment. Employers should also ensure that the helper has access to necessary safety gear and knows how to handle emergencies.

　　

　　9. Repatriation

　　

　　Employers are responsible for repatriating their domestic helpers at the end of the employment contract or if the employment is terminated. This includes providing the necessary travel arrangements and covering the cost of repatriation.

　　

　　Travel Arrangements: Ensure that the helper¨s travel documents are in order and book the necessary transportation.

　　

　　Cost Coverage: The employer must cover the cost of repatriation, ensuring that the helper returns home safely.

　　

　　Rights of Domestic Helpers Under Singapore Law

　　

　　1. Right to a Written Contract

　　

　　Domestic helpers have the right to receive a written employment contract that clearly outlines their terms of employment. This contract serves as a reference point for resolving disputes and ensuring both parties understand their obligations.

　　

　　Clarity and Transparency: The contract should be written in a language the helper understands, ensuring full comprehension of the terms.

　　

　　Dispute Resolution: The contract serves as a legal document that can be used to resolve any disputes that may arise during the employment period.

　　

　　2. Right to Fair Compensation

　　

　　Domestic helpers are entitled to receive their agreed-upon salary on time and in full. Employers should provide a payslip or receipt for each payment to ensure transparency.

　　

　　Salary: Must be paid within seven days after the end of each salary period. This ensures that helpers are compensated promptly for their work.

　　

　　Payslip: Employers should issue a payslip detailing the salary amount and any deductions. This helps maintain transparency and allows helpers to keep track of their earnings. If a payslip is not available, there should be a signed record on the receipt of each payment.

　　

　　3. Right to Rest Days

　　

　　Helpers are entitled to one rest day per week (minimum 1 rest day per month). This rest day can be used for personal activities, rest, or socializing.

　　

　　Rest Day Agreement: Any agreement to work on rest days should be mutually agreed upon and documented. Helpers should have the freedom to enjoy their rest days without pressure.

　　

　　Compensation: Helpers should be compensated if they agree to work on their rest day. This ensures fair treatment and respect for the helper¨s time.

　　

　　4. Right to Adequate Accommodation

　　

　　Employers must provide domestic helpers with adequate accommodation that ensures their privacy and comfort.

　　

　　Private Room: Ideally, a private room with proper ventilation and basic amenities. This ensures that the helper has a comfortable and private living space.

　　

　　Shared Accommodation: If sharing, ensure the helper¨s privacy and comfort are respected. The living arrangements should be discussed and agreed upon by both parties.

　　

　　5. Right to Medical Care

　　

　　Helpers are entitled to medical care, including medical insurance coverage for inpatient care and day surgery.

　　

　　Medical Insurance: Employers must purchase medical insurance with a minimum coverage of SGD 15,000 per year. This ensures that helpers have access to necessary medical care without financial burden.

　　

　　Medical Check-Ups: Regular medical check-ups to ensure the helper is fit for work. Employers should ensure that the helper receives timely medical attention and that any health issues are addressed promptly.

　　

　　6. Right to Fair Treatment and Respect

　　

　　Domestic helpers have the right to be treated fairly and with respect. This includes freedom from abuse, harassment, and unfair treatment.

　　

　　Protection from Abuse: Employers must not abuse or exploit their helpers physically, emotionally, or verbally. Any form of abuse is a serious violation of the helper¨s rights and should be reported to the authorities.

　　

　　Complaint Mechanisms: Helpers can report any abuse or unfair treatment to MOM or other relevant authorities. Employers should be aware of these mechanisms and ensure that helpers are informed about their rights.

　　

　　7. Right to Privacy and Communication

　　

　　Helpers have the right to communicate with their family and friends. Employers should respect their privacy and allow them to make phone calls or use other means of communication.

　　

　　Communication Facilities: Provide reasonable access to communication facilities. This helps the helper stay connected with her family and support network.

　　

　　Privacy: Respect the helper¨s privacy during her rest time and personal activities. Employers should ensure that the helper has a private space for communication and personal activities.

　　

　　8. Right to Termination and Transfer

　　

　　Helpers have the right to terminate their employment contract and seek a transfer to another employer under certain conditions.

　　

　　Notice Period: Provide the agreed notice period as stipulated in the employment contract. This ensures that both parties have time to make necessary arrangements.

　　

　　Transfer Process: Follow the legal procedures for transferring to another employer. Employers should assist the helper in the transfer process and ensure that all legal requirements are met.

　　

　　9. Right to Proper Working Conditions

　　

　　Domestic helpers have the right to proper working conditions, including reasonable working hours, safe working environments, and access to necessary resources.

　　

　　Reasonable Working Hours: Employers should ensure that helpers are not overworked and have adequate rest periods.

　　

　　Safe Working Environment: Provide a safe and healthy working environment, including proper training on the use of household equipment and safety procedures.

　　

　　Access to Resources: Ensure that helpers have access to necessary resources and tools to perform their duties effectively.

　　

　　10. Right to Training and Development

　　

　　Domestic helpers have the right to training and development opportunities to enhance their skills and knowledge.

　　

　　Skill Enhancement: Employers can provide or facilitate training programs to help helpers improve their skills and knowledge. This benefits both the helper and the employer by enhancing job performance.

　　

　　Development Opportunities: Encourage and support helpers in pursuing development opportunities. This can include attending courses or workshops that are relevant to their job.

　　

　　11. Right to Dignity and Respect

　　

　　Domestic helpers have the right to be treated with dignity and respect at all times.

　　

　　Respectful Treatment: Employers should treat helpers with respect, acknowledging their contributions and ensuring that their dignity is upheld.

　　

　　Positive Working Relationship: Foster a positive working relationship based on mutual respect and understanding. This contributes to a harmonious and productive household environment.

　　

　　12. Right to Seek Help and Support

　　

　　Domestic helpers have the right to seek help and support if they face any issues or challenges during their employment.

　　

　　Support Networks: Encourage helpers to seek help and support from their support networks, including friends, family, and community organizations.

　　

　　Helplines and Services: Inform helpers about available helplines and services where they can seek assistance if needed. Employers should be supportive and understanding if helpers need to seek external help.

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Cairo, July 16 (Reporter Dong Xiuzhu) Egyptian President Sisi and French President Macron on the 16th focused on discussing issues such as promoting a ceasefire in the Gaza Strip. The two leaders reiterated the need to advance the implementation of the two-state solution as the best way to achieve lasting security and stability in the region.

The Egyptian Presidential Palace issued a statement on the same day saying that during the phone call, Sisi reviewed Egypt’s ongoing mediation efforts to promote an immediate ceasefire and exchange of detained persons, and stressed the need to unite international forces to facilitate mediation and provide sufficient humanitarian assistance to the people of the besieged Gaza Strip.

The statement also said that the two presidents agreed that strengthening international cooperation is of great significance to preventing the expansion of conflicts and the region from falling into a new cycle of conflicts.

Since a new round of Palestinian-Israeli conflict broke out on October 7 last year, Israel and the Palestinian Islamic Resistance Movement (Hamas) have held multiple rounds of negotiations. There has been no new progress since the two sides reached a brief ceasefire in November last year in exchange for the release of some detainees. Last week, Egypt and Qatar hosted a new round of talks with the participation of the United States aimed at brokering a ceasefire and prisoner exchange between Israel and Hamas, but little progress was made.

　　This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.To get brand praise, sg maid agency It is necessary to have the spirit of constantly improving the quality of products, but also to have a bunch of eternal heart fire. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

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According to a report by Yonhap News Agency on March 20, the South Korean government officially announced on the 20th the results of the allocation of 2000 places to expand the enrollment of 2000 students in the national medical school year. As a result, the medical school enrollment expansion plan has been settled in 27 years. In order to expand local medical infrastructure, the government will allocate 82% of the new places to non-capital area colleges and universities, and the remaining 18% will be allocated to Gyeonggi Province and Incheon areas. The number of schools in Seoul will remain unchanged.

Minister of Education Lee Zhouhao announced the results of the allocation of enrollment places for medical schools in the 2025 academic year, including the above contents, at the Central Government’s Seoul Office Building on the same day. The Ministry of Education received applications for medical school enrollment quotas from 40 universities across the country from February 22 to March 4. After that, it discussed with experts through the Expansion Allocation Committee and released the results.

The results show that the 27 university medical schools in non-capital areas will expand enrollment by 1639 students, accounting for 82% of the total enrollment expansion. At present, the number of students enrolled in non-capital medical schools is 2023, accounting for 662% of the national medical school enrollment scale (3058 students), and will increase to 3662 starting next year, accounting for 724% of the total enrollment scale.

In the Capital Region, the government has allocated 361 expanded enrollment places to five universities in Gyeonggi Province and Incheon City with enrollment sizes of less than 50 students, but the eight universities in Seoul have zero new places.

The Ministry of Education explained that the allocation of quotas is mainly considered to alleviate the imbalance between medical resources in the capital and non-capital areas, so that citizens can enjoy high-quality medical services in any region. The allocation committee comprehensively considered the materials submitted by each institution, educational conditions and future plans, and contribution to regions and essential medical care.

This is the government’s expansion of the enrollment scale of medical schools in 27 years. Analysts believe that although the medical profession still strongly resists the enrollment expansion policy through collective resignations, the government announced the allocation results on the same day, and the enrollment of medical students has been settled. The Ministry of Education plans to work with relevant departments to improve medical education conditions and provide support for institutions to hire professors and expand facilities.

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According to a report by the Russian newspaper on May 23, the Russian armed forces regained control of the village of Klesheevka in the Donetsk region through hard work. This settlement and the village of Rabodino, also recaptured by Russian troops, are symbols of the results of last year’s Ukraine counterattack.

On May 22, the Russian Ministry of Defense confirmed the news of the recapture of the village of Kresheevka. The Russian Ministry of Defense stated that under the active action of the southern military cluster forces, the Klesheevka settlement in Donetsk was liberated.

According to reports, in addition, the southern military cluster also attacked Ukrainian troops in three residential areas of Georgievka, Ostroye, and Konstantinovka.

The protracted battle for Klesheevka begins in 2023. Control of the village changed hands several times. The main target for contention is adjacent highlands, from which military activity throughout the village can be monitored. (Compiled by He Yingjun)